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Net wealth simulator

See how your net worth could evolve from today until age 100, with realistic assumptions about inflation, returns and state pension. All values shown in today's money.

Your inputs

About you

  • Current age
  • Retirement age
  • State pension starts

Today

  • Current savings & investments
  • Monthly contribution

Market assumptions

  • Annual investment return
  • Inflation

In retirement

  • Yearly spending
  • State pension (yearly)

Savings goal calculator

Saving for a trip, a car or a buffer? Enter your goal, your balance and your monthly deposit and see when you get there and what the interest adds.

Calculate your savings goal

Wealth & investment tax

Put in what you hold and what it earns, and see what the tax office takes this year — allowances, rates and wealth taxes under your country's rules.

Calculate the tax

Pension contribution room

Your income, your age and what is already paid in: see the room left this year under your country's limits, and what a contribution saves you in tax.

Calculate my room

This simulator is for educational purposes only. Numbers shown are projections based on your inputs and constant return / inflation assumptions, not financial advice. Real markets fluctuate. For personalised guidance, consult a licensed financial advisor.

Want this with your real numbers?

Put your own accounts in and this becomes your plan — your pension, your mortgage and the wealth tax when you switch it on, updated as your wealth moves.