YourFi.ai · Happiness planner
Savings, house, pension and tax in one plan
YourFi puts your savings, investments, house, mortgage and pension in one picture and projects it year by year to age 100 — so you can see what age you could stop at, and whether the money lasts.
No mock-up. This is the real YourFi dashboard: your accounts, your house and the mortgage on it, your pension and your holdings, rolled into one plan to 100 — and measured against the goal you set.
The live YourFi dashboard — figures from a demo account.
Banks, brokers, pensions, property and debt roll up into one net worth — recomputed hourly through the working day, and the moment you change anything.
YourFi solves the exact path to your goal and tells you where you stand against it right now, in euros and in percent.
Plain-language analysis under every projection: what changed, why it matters, and whether anything needs doing. It explains your numbers — it is not advice.
Zoom the timeline, compare savings-only against savings-plus-growth, and see exactly which scenario gets you there.
Six things it does today, not six things we plan to. The pricing page says which of them need Pro.
Switch it on and the projection charges the wealth tax your country levies on the wealth above your tax-free allowance, every year of the plan. A projection, not a tax return.
A mortgage is tied to the house it secures, counts down to its payoff year, and the equity you build lands in your net worth.
Add your state pension and your employer pension once and they land in the plan as income for life — each from the age it starts.
DEGIRO, Saxo, Trade Republic and ING exports go straight in — everything else you type in once.
Once a week YourFi goes through your portfolio and your watchlist and flags at most six things worth knowing.
Ask about your own numbers and get a chart or a calculation back — in the app, or from Claude or ChatGPT over a read-only connection.
Your take-home salary until the year you stop. Your state pension from the age it starts, and your pension fund for life. Your mortgage running down, the wealth tax you switch on taken off every January, and inflation taken out — one year at a time.
YourFi walks the plan to age 100 and tells you the age you are funded until — or the year it runs out, if it does.
Ask a what-if and YourFi runs your plan down 1,000 different market paths — so a bad month reads as what it is: a small shift in the odds.
Stop three years earlier, work one day less, invest your savings — each what-if re-runs the whole plan. (Pro)
Your plan to 100 is free. Pro is for the questions that come after it: what if I stop earlier, is my portfolio beating the index, what would a crash do, how healthy is the whole picture, and what do I really spend?
Pick one of ten what-ifs, or describe your own. YourFi re-runs your whole plan, sets it next to the one you have now and tests it on 1,000 random market paths — so you see the odds, not just the average.
Pro measures what your securities really earned — every buy, sale, dividend and fee counted, time-weighted — and sets it against the MSCI World, the S&P 500 and the STOXX Europe 600 in your currency. It shows which holdings carry your risk and what you really own inside your ETFs, and the AI scores the whole portfolio with recommendations to consider.
Today's holdings, at today's weights, replayed through the 2008 crash, the 2020 COVID drop and the 2022 rate shock. Measured from daily prices and set against a broad market index; a fund that did not exist yet is estimated, and marked as an estimate.
One click turns your numbers into a PDF: a wellness score with the 19 metrics behind it, your balance sheet, portfolio, cash flow and goals — plus a written assessment of what is going well and what needs attention.
Upload your ABN AMRO or ING export and YourFi sorts your spending by category and by month — ready to replace the guess in your plan. Upload your income tax return (Dutch returns today) and it reads out your accounts, balances and incomes, and adds nothing to your plan until you have checked it.
Free to start, no card. Pro is €12 a month, or €9 a month if you pay for the year.
Every screenshot is the live product, with figures from a demo account. Pro explains and tests your numbers — it is not financial advice.
Sign up in seconds with a one-time code by e-mail — no password to remember.
Upload a DEGIRO, Saxo, Trade Republic or ING export — or type your numbers in.
Your plan to 100, what has to change to move that age, and a question box for anything else.
Your pension sits on one website. Your mortgage sits on another. Your broker shows a percentage, your savings app shows a balance, and not one of them knows about the other three. YourFi is where the four get added up — and where your country's rules are applied: the age your state pension starts, and the wealth tax on what you own above the tax-free allowance.
A subscription instead of commission, no bank connection that can break, and read-only access that can never move your money.
Free to start, no card. Pro is €12 a month, or €9 a month if you pay for the year. See what's in each plan
There is no bank connection to authorise — nothing to revoke, and nothing to break.
We can never move your money.
A one-time code by e-mail. No password to leak or forget.
And we never use your financial data to train third-party models.
Free to start, no credit card. Or run the numbers first in the free calculator — no account, no email.